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Boat Financing-Take the Helm

By Julie Jacobs

Do you need boat financing for a new boat or a pre-owned boat? No matter if you want a yacht or a speed boat there are plenty of choices available for you. First time boat buyers may be curious about the whole boat financing process. If you have bought a boat in the past, financing options may have changed since you made that first boat purchase. The boat financing process is now easier than it ever was in the past�especially with the internet options. There are tools resources and products that will help you along the way.

A boat loan calculator that you can commonly find on boat lending sites is a great way to get started. You can estimate your monthly payment within just a few seconds. If you know about how much you will need for your boat financing, you enter the total in the loan amount area. Then, you enter the length of financing. The current interest rates should be provided. You can continue to change the numbers until you get a good match for your budget.

After you have used the boat loan calculator, you should look around the boat financing site. The better sites have links to boat manufacturers and dealers as well as more information about financing to help you get the best loan. They should also have contact information about who you can talk to in order to get more information about boat financing.

The length of financing for a boat can range anywhere from 5 to 10 years to 25 to 30 years. The length will largely depend on the overall cost of the boat, your credit rating, the interest rate and the amount of down payment you are required to pay.

Getting pre-approval for your boat loan is a great step in the right direction. It only takes a little while to fill out and submit an online application and you will have an answer in as little as 24 hours. Then you can get right on to the fun part-shopping for your boat. Financing a boat is easier than ever. You can do it.

About the author

Julie Jacobs writes articles about Boats and RVs, and how to finance them. For more information about a boat financing visit drvfinancing.com.
Article Source: http://EzineArticles.com/?expert=Julie_Jacobs

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Hints On ericson sailboat

Today, the most common sailboat is the sloop which features one mast and two sails, a normal mainsail and a foresail. This simple configuration is very efficient for sailing towards the wind. The mainsail is attached to the mast and the boom, which is a spar capable of swinging across the boat, depending on the direction of the wind. Depending on the size and design of the foresail it can be called a jib, genoa, or spinnaker; it is possible but not common for a sloop to carry two foresails from the one forestay at one time (wing on wing). The forestay is a line or cable running from near the top of the mast to a point near the bow. In Bermuda, where a rig design influenced by the Lateen rig appeared on boats and came to be known as the Bermuda rig, a large spinnaker was carried on a spinnaker boom when running down-wind. An example of a typical sloop can be seen on the Islander 36.
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Starlight 46 yacht- The latest addition to the Starlight fleet combines the talents of two of the top UK yacht designers. Stephen Jones, who has already displayed his skills with the Starlight 39 and 35, and Jonathan Sherwill who has gained a world reputation for interior design and layout. The Starlight 46 is an ocean thoroughbred with luxury and style. Stephen Jones has achieved a deck layout which utilises all his experience and expertise in the ergonomics of sail control and boat handling. With a larger crew, the performance can be fully appreciated but without upsetting the comfort of cockpit due to the carefully positioned sail controls. The dedication of the craftsmen who build it and skills of the designers who have developed this handsome cruiser, have created a high quality, superb performance cruising yacht which will instil an exceptional pride of ownership.
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MBY's Derek impressed with Botnia Targa

But the race is taking its toll on him, he admits.

Advance Notice of Arrival (ANOA) for cruising yachts required in some countries.

Mon, 8 Oct 2007 21:35:44 +0200
Countries around the world are fast changing existing regulations or activating new regulations regarding Advance Notice of Arrival (ANOA) for yachts. These regulations are currently being applied with little notice so it is imperative that there be a central database that is constantly updated for cruisers to refer to.

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Neil Pryde Sails France

8 Feb 2008 07:00:03 +0200
Neil Pryde Sails France. Neil Pryde Limited started in 1970 as a large scale manufacturer of sails for the boat building industry.
This company was built on our OEM business and in the early 1970's Neil Pryde was undoubtedly one of the largest supplier of sails to boat builders with major accounts including Albin, O'Day, Beneteau, Hobie Cat, Jeanneau and others.

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Our Featured Boating Article

Should Jet Boats Have Insurance Coverage Too?

By Joel Sampson


Jet boats are the racing cars in the water. These types of boats can take you to your destination in a jiffy that's what the name itself implies and it is probably what high speed crazed enthusiasts would want to ride when they want to glide on water. Just by the description itself, it also pertains to danger. When you rely your life into a speeding machine, you want to be sure with your safety getting on board and the same as disembarking your boat. You need to have the insurance that you will be safe from the beginning until the end with your jet boat. What you need is your jet boat insurance.

The jet boat is one of the amazing watercrafts that anyone can ride on. It can drive you like a �speeding bullet� across the water. As lovely as the exciting this water craft may be, it is also the most dangerous machine that you can get on. Jet boats come in various sizes with many different unique designs. Some jet boat owners also have their boats customized according to their need and use. Jet boats are the one that is mostly used in races in the water, and it is also used for water amusement park attraction that gives the thrill to the customers. If fun, it's fast, and definitely also life threatening.

One way to protect all jet boat owners is to have their jet boat signed up for insurance. This insurance will help the owners and the jet boat itself be protected from any damages from scratches, bumps, to engine troubles. But that is not all the aspect that it can cover. Just as most of the watercraft insurance policies cover, they also include the policies for the liability aspect where it can protect the owner of the jet boat from any legal matters or legal suits caused from damaging a third party's property or injuries, or worst case scenario, death that may unfortunately happen with the jet boat.

Of course, if you own a jet boat, the means of using this watercraft is use it with speed. This purpose makes it prone to easy damages and if you do not have insurance for your jet boat to protect you from any legalities, then you will be spending more money out of your pocket if you didn't register for this from the day you purchased your jet boat. You should be meticulous with the offers that companies offer for the jet boat insurance. All companies have the same concept with their insurance policies but you have to be keen to details in order to pick the provider yourself with the best deal for your jet boat insurance.

Either you own a jet boat for personal use or for business, it is your responsibility as the owner that you equip yourself with the insurance or legal matters that you need to comply with. The most important legal step that you need to take is to apply for the insurance of your jet boat. An amazing watercraft can turn out to be very expensive if all you think about is only using it and you do not have a back up plan on how you can protect it from damages. Your jet boat insurance will give you the peace of mind. The jet boat insurance will be your best friend and it will keep you away from trouble.

About the author

Joel Sampson is a successful webmaster of http://www.boatinsuranceinfo.com. He provides more information on jetski insurance, liability/property insurance and inland marine insurance on his website.
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Learn More About cat sailboat

Most personal water craft are designed for two or three people, though four-passenger models exist. Stand-up PWCs were first to see mass production and are still popular for single riders. The invention of both major types of PWC is credited to Clayton Jacobson II of Arizona, originally a motocross enthusiast.
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When boating make flares accessible and ensure they are stored in a cool, dry location such as a watertight container.
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After purchasing your boat, the next sensible step would be to insure it against the usual hazards of owning a boat which include damage, sinking, collision, theft etc, along with third party insurance especially if your boat is to be moored in a marina or harbour. You will also find guidance and links on boat insurance within the Boat Insurance section. Remember that insurance on a boat is not a legal requirement, unlike car insurance, though it may be required if you have any form of marine finance.
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Sea-EV Electric Sailboat Conversions

8 Feb 2008 07:00:03 +0200
Do-it-Yourself Electric Sailboat Conversion Made Easy!

Electric motor-mount kits for electric sailboat conversion

Yacht Clandara in difficulty in the Indian Ocean - Latest News.

Thu, 2 Aug 2007 18:05:48 +0200
Yacht Clandara - catamaran adrift in the Indian Ocean. SA men wait on rescue from yacht Clandara 01/08/2007 12:15 - (SA) Johannesburg - Authorities on the island of Reunion said it could take them until Saturday to get to the yacht Clandara adrift in the Indian Ocean, SABC news reported on Wednesday. Four yachtsmen on board the catamaran Clandara were stranded in deep seas after their yacht lost its mast, sail and radio antenna during heavy storms on Monday evening. Three South African men and one Australian were on board and had been sailing from Durban to Australia.



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Turkey To Asia - Summer 2008, Sailing Crew Wanted.

Mon, 3 Mar 2008 10:21:38 +0200
I am looking for crew to help sail my boat to Asia this year. I usually sail single handed but am getting bored with my own company. The boat is a steel Van Dam Nordia Ketch. You do not need to be particularly experienced but some prior offshore sailing would be useful. Join the boat in Turkey in the spring. There are 3 separate cabins and 2 heads. We have dive gear and a compressor on board and will be diving along the way. All you need is a contribution towards your own food and drink. Genuine, happy and interesting people only please.

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Bantham RNLI lifeguards save father and son

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Tips When Buying Used Fishing Boats

By Stefan Jonsson


Before you head out looking for a used fishing boat you need to check your budget. Don't buy a too expensive boat as it might bother you later and you might have to sell the boat to shake out some money. Instead settle for a price range before you start looking and don't let yourself get sucked into the 'I got to have this one!'

Is the boat clean? If the seller hasn't bothered cleaning it before selling, what are the odds that he has been treating it good the time he had it? It's more important than you think. It's much better to buy a clean fishing boat from a pedant. Then you have a lesser chance of running into 'hidden errors'.

Don't buy a boat because you feel it's a great deal. Always have a look around and compare the price on it. A boat is just like a car and loses a lot of value in the beginning. Try to find the point where the value loss is not as steep anymore.

Even if you buy a used fishing boat online, from a local dealer or newspaper class fields it can be good to contact an expert. The expert can make a thorough examination of the boat and find errors you never would have. You can find a local boat expert simply by Googling for it and they usually charge around $10 per linear foot.

If you buy a newer used boat you should check the warranty. It feels a lot safer to buy a boat that has warranty. The first test rounds are critical and if something fails then you can easily use the warranty.

I hope that you liked these tips and I will come back with more good tips about used fishing boats.

About the author

Stefan Jonsson is a dedicated sportfisher and Boat expert.
Find good deals for small fishing boats and used bass fishing boats
Article Source: http://EzineArticles.com/?expert=Stefan_Jonsson

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Learn More About polaris watercraft

Modern yachts have efficient sail-plans, most notably the Bermuda rig, that allow them to sail towards the wind. This capability is the result of a sail-plan and hull design, typically a sloop rig, that utilizes Bernoulli's principle to generate lift.
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Sailing crew for Whitsundays Islands, Australia To Png And Solomons.

Sun, 25 Nov 2007 11:47:46 +0200
Cutter sloop 13.4 Meters and master/owner require sailing crew for great passage and cruising. Share food costs (about 15-20 Aus dollars per day). Own cost to join yacht. No experience necessary. Galley and light deck duties.

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Water treatment for water tanks on boats.

Thu, 23 Aug 2007 22:36:24 +0200
A water purification product for water tanks on boats (in fact any "fresh" water) that is totally effective, odourless, tasteless AND beneficial for your well-being. Aqua Salveo water disinfectant was first and foremostly designed to disinfect contaminated and polluted human drinking water. Therefore, two issues were pertinent. Firstly, Aqua Salveo is needed to demonstrate a killing efficiency with regards to bactaria, fungi and possibly viruses and secondly, as the product is intended for people, it needed to be safe, even when used on a regular basis. Aqua Salveo contains no chlorine or bleaches. AQUA SALVEO IS SPECIFICALLY MADE FOR HUMAN CONSUMPTION AND IS SAFE TO USE AS DIRECTED.

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L.A. To Auckland Adventure Sailing Crew Wanted, Pacific crossing December/January.

Thu, 6 Dec 2007 10:53:40 +0200
We are looking for two or three fun experienced crew to join our trans-pacific adventure. We, my friend Chris and I (Mike) are moving a 50 ft sail boat from Los Angeles to Auckland NZ, we plan to leave LA between Dec 18 and Dec 22 depending on weather, headed for Rarotonga. As weather permits we will head on toward Tonga and/or NZ. If you are interested in joining us on this trip we would be very interested in hearing from you.This is not a paying position, but provisions will be supplied.

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Caribbean or Bahamas - where to keep a yacht?

Sat, 1 Dec 2007 13:25:38 +0200
This is a somewhat general question but where would be a good place to moor a yacht - the Bahamas or in the Caribbean? When I say good, I mean a combination of relatively cheap-to-fly- to, close to an airport, relatively cheap and safe to moor a sailing yacht that is also a good cruising destination.

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Tropical Storm Fay a Bust for Me - How About You?

Well, Tropical Storm Fay was a complete bust for Pinellas and Hillsborough counties in west-central Florida. She came ashore at 5:00 a.m. Tuesday morning 140 miles south of me...

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More Info On bayliner jet boat

A sports cruiser is generally considered to be similar to a speedboat but has the room for at least one cabin. They are motor cruisers which have been designed with the sports enthusiast in mind. The price and size of these vessels can range from about �15000 for a Jeanneau Leader 515, upwards to well over �150,000. Other competitively priced boats are the Cuddy Cabins produced by the likes of Bayliner, which are smaller in size but still offer a small underdeck cabin to relax in. Some are built by the same manufacturers as the motor cruisers to complete a full range of boats. At the luxury and performance end of the market both Fairline and Sealine amongst others have a sports series in their range.
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Tropical Storm Fay a Bust for Me - How About You?

Well, Tropical Storm Fay was a complete bust for Pinellas and Hillsborough counties in west-central Florida. She came ashore at 5:00 a.m. Tuesday morning 140 miles south of me...

Round Britain Race shaken by rough seas

Results table given a shaking too.

Sailing crew wanted for English Channel to Gibraltar.

Wed, 23 May 2007 14:19:28 +0200
I am set to go sailing the English Channel to Gibraltar in June and July 2007. If you have an interest and time contact me.

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Four Winns Layoffs

Tue, 29 Jul 2008 12:47:41 GMT

A slow boating industry caught up with Four Winns in Cadillac. They had to layoff some of their workforce last week.

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Boat Trailers Some Worthwhile Features To Watch For

By David Faulkner


Before embarking on purchasing or constructing boat trailers, for sure there are certain qualities which you have in mind, no matter how big or how small the boat trailers are. You will find here a few tips to help you decide which types of boat trailers to buy or construct.

The foundation of boat trailers are their frames. They should therefore be really sturdy to last a long time. Boat trailers are usually metal-made, strengthened by welding at major tension areas on the frame.

They can also be made of wood, metal, and hard plastic. But you have to ensure that they are strong enough to withstand the heaviness of your boat over an extensive usage period and be able to survive extreme weather conditions.

Another factor to look into before buying boat trailers is its roadworthiness. It is to your advantage if the water is within the proximity of your home. More often, you would need to travel a few miles through roads and highways from your storage area to get to your destination.

Therefore the boat trailers you would have to acquire are those with heavy-duty tires and axles that would be able to turn with ease in traffic or in the freeway.
How the boat trailers attach to the cars, trucks, or recreational vehicles is also another factor to think about.

The procedure must not be that tedious or cumbersome. It should also be equipped with safety features so that no bolts and screws become loose during travel. Highly recommended are ball joints with durable chain attachments. Other fastening devices should also be functional rather than decorative over the long term.

Boat trailers also require periodic maintenance to be able to maximize its useful life. It is therefore suggested to give the above tips some careful thinking before purchasing or constructing your boat trailers.

About the author

You can also find more info on Boat Stereo and Boat Storage. Boatupgrade.com is a comprehensive resource to know about Boat Accessories Like Covers, Lifts, Storage and more.
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Hints About river jet boat

Most monohulls larger than a dinghy require ballast, depending on the design ballast will be 20 to 50 percent of the displacement. The ballast is often integrated into their keels as large masses of lead or cast iron. This secures the ballast and gets it as low as possible to improve it's effectivness. External keels are cast in the shape of the keel. A monohull's keel is made effective by a combination of weight, depth and length.
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A sailboat or sailing boat is a boat propelled partly or entirely by sails. The term covers a variety of boats, larger than small vessels such as sailboards and smaller than sailing ships, but distinctions in size are not strictly defined and what constitutes a sailing ship, sailboat, or a smaller vessel (such as a sailboard) varies by region and culture.
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Boating, Sailing And Marine News

ACN yacht charter

8 Feb 2008 07:00:03 +0200
ACN offers adriatic cruising with beautiful gulets. Yacht charter in Croatia.

Seattle To Hawaii And Guam - Sailing Crew Needed.

Mon, 17 Sep 2007 10:42:01 +0200
I need 2 or 3 sailing crew for Seattle to Hawaii and on to Guam. I will depart from Seattle/Port Angeles on or about 1 September and leave the boat in Guam. The boat is a 42 ft Cheoy Lee, well outfitted and solid. I am expecting to allow 2 months for the trip to Guam including 10 days port time in Hawaii for refitting and repair.

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Maxpower Marine Fuel Cell, A real step forward for sailing yachts?

Wed, 23 May 2007 14:08:10 +0200
This Maxpower marine fuel cell looks like a real step forward for the DC needs of a cruising yacht.

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Royal Ocean Racing Club and Antigua Yacht Club launch new offshore race in the C



Sailing crew wanted - Cape Town to Florida USA - Feb 2007

Mon, 15 Jan 2007 11:34:06 +0200
Depart Cape Town around February 2007, to St Helena, Caribbean, West Palm Beach FL. (This is the first leg - we will continue through Panama and back to Cape Town via Australia etc.)

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